FAQs
1. What are the documents to be verified before buying an    apartment?
2. What is the difference between built-up area, super built-up    area, and carpet area?
3. What are the important documents one should check before    buying any property?
4. Who is liable to pay Stamp Duty – the buyer or the seller?
5. Upon buying a flat from a builder in a building under    construction, what are the permissions and papers that one    should check with the builder, so as to ascertain the    genuineness of the builder?

What are the documents to be verified before buying an apartment?
Before you buy an apartment, you have to have a title and document search conducted by a competent advocate. You cannot do it yourself. You have to use the services of a competent advocate. It is a professional job to be done with professional assistance. [Up]

What is the difference between built-up area, super built-up area, and carpet area?
Carpet Area: This is the area of the apartment/building which does not include the area of the walls.
Built-up Area: This includes the carpet area and the area of the walls.
Super Built-up Area: This includes the built-up area along with the area under common spaces such as the lobby, lifts, stairs, etc. This term is therefore only applicable in the case of multi-dwelling units. [Up]

What are the important documents one should check before buying any property?
If you want to purchase a property, you have to look at the approved layout plan, approved building plan, ownership documents, carry out search, etc. Contact an advocate before you purchase a property so that he can advise you. [Up]

Who is liable to pay Stamp Duty – the buyer or the seller?
The liability of paying stamp duty is that of the buyer unless there is an agreement to the contrary. The relevant State Act specifies the liability for payment of stamp duty. [Up]

Upon buying a flat from a builder in a building under construction, what are the permissions and papers that one should check with the builder, so as to ascertain the genuineness of the builder?
When you are buying a flat from a builder in a building under construction, you have to check the following:
1. Approved plan of the building along with the number of floors
2. Ensure that the floor that you are buying is approved
3. Check if the land on which the builder is building is his or whether he has undertaken an agreement with a landlord. If so, check the title of the land ownership with the help of an advocate
4. Check the building byelaws as applicable in that area and ensure that the builder is building without any violation of front setback, side setbacks, height, etc.
5. Check specifications given in the agreement to sell, in the sale brochure. Is he providing the same actually on the ground or not?
6. Check the reputation of the builder
7. Ensure that Urban Land Ceiling NOC (if applicable) has been obtained or not
8. NOC from water and electricity authorities also have to be obtained
9. NOC from lift authorities
[Up]

Important Links
www.chennaicorporation.com
www.tidco.com
www.rbi.org.in
www.tn.gov.in
www.chennaionline.com



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